Disclaimer & Privacy Policy

Disclaimer
Privacy policy
Website Material

Disclaimer
The information/advice provided in this Website is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, and consider the statements before making any decision about whether to acquire products.

External links
Links to other sites are provided for your convenience only. Any such links do not constitute or imply endorsement or recommendations of any other company, product or service or any affiliation between U.C.I.S Financial Planning and any other organisation. U.C.I.S Financial Planning does not control and is not responsible for the content of any other site accessed via this site.

Liability
Neither U.C.I.S Financial Planning or Financial Services Partners, make any representation or warranty as to the accuracy, reliability or completeness of Material (images, text or other content) in this site, or in sites linked to this site. Except to the extent that liability under any statute cannot be excluded, U.C.I.S Financial Planning does not accept any liability (in contract, tort, negligence or otherwise) for any error or omission in this Material or for any loss or damage (direct, indirect, consequential or otherwise) suffered by any person.

Past performance
The past is not necessarily a guide to future performance of an investment. The value of investments may fall as well as rise and investors may not get back the amount invested. For more information contact us.

What personal information do we collect?
The precise information collected depends on which service or product you request and which company is providing that service or product. In general, we only collect personal information required to enable the relevant company to provide you with the relevant product or service you have requested and to manage and administer that product or service. This will usually include at least your name, address and contact details but may also include other information.

How do we collect personal information?
We primarily collect your personal information via particular forms, such as investment applications, TFN Notifications, Direct Debit Requests, Transfer Requests, Personal Reviews and other such forms which we generally receive directly from you. Occasionally, we collect information through your telephone or email enquiries about our products or services.

For what purposes do we collect personal information?
We ask you for personal information that is necessary for us to adequately provide to you the products or services you have requested. This may include, depending on the relevant company:

• processing your product application forms

• managing and administering your products (including providing distributions and reporting).

We may use your contact details to let you know about other products or services we offer, or about developments within or affecting The Uniting Church Investment Service (U.C.I.S), U.C.I.S Financial Planning or the companies in the Financial Services Partners (FSP) Group. If you do not wish to receive such communications, you can let us know by contacting us.

To whom do we disclose personal information?
In the course of doing business we outsource some tasks to third parties. For example, some information may be sent to you through a mailing house. Where your personal information is disclosed in these matters, we will seek to ensure that the information is held, used or disclosed to meet the conditions of the National Privacy Principles in the Privacy Act 1988 (Commonwealth) and other applicable privacy laws and codes. These third parties are also bound by confidentiality agreements when handling your personal information. In addition, your personal information will not be shared with other third parties, without your consent.

We may need to disclose some information as required to provide you with the products or services you have requested. This may include companies within the FSP group. Please refer to the FSP website for their privacy policies http://www.fspartners.net.au/modules/mastop_publish/?tac=35

Information collected by our Website
Via our web server, we collect non specific (non identifying) information about which pages are visited. Forms on this Website, like standard emails, are not encrypted. This means that information supplied in the form may be visible to outside third parties. We suggest that you don’t send any extremely personal or sensitive information via these forms (or via standard emails). 

How you can correct your personal information
If you believe that the personal information we hold about you is inaccurate, incomplete or not up to date please let us know. You may also request access to personal information about you held by U.C.I.S Financial Planning.

Will this Privacy Policy change?
U.C.I.S Financial Planning reserves the right to change, update or amend the privacy information on this site. If you have any further questions about this Privacy Policy, please contact us.

Website Material
All information, files—whether text, code, image (including any moving image), graphic or sound (in any machine or human readable format) and other material obtained or able to be viewed by accessing this or any part of this Website ("Website Material") is subject to copyright. Unless expressly provided otherwise, Website Material is the property of U.C.I.S Financial Planning, part of the Uniting Church Investment Service ("U.C.I.S"), which is a division of the Department for Financial and Property Services of The Uniting Church in Australia Property Trust (Q.). U.C.I.S grants to you the right to reproduce that Website Material for non commercial purposes, provided that the ownership of the Website Material by U.C.I.S is acknowledged and the Website Material is not altered substantially.

U.C.I.S does not and does not purport to, allow, encourage or otherwise permit the copying or dissemination of any Website Material which is not the property of U.C.I.S. Any permission to use, copy or reproduce that Website Material (other than in the course of viewing this Website) must be obtained from the copyright owner.

We do not carry any paid advertising on our site.

Any products and/or services referred to in the Website Material are available to Australian residents only.